DEPOSIT SERVICES

Are you looking for deposit services that meet your financial needs? 1^st Community Bank offers a range of checking accounts, savings accounts, Certificates of Deposit, and IRAs for investors like you. If you are interested in any of our deposit services, please Contact Us. You will see why we are 1^st For You!

Checking Accounts

1^st For You Checking Account (It’s Free)

• No maintenance fees

• Unlimited check writing

• Free ATM Card

• Free Check Card – upon approval

• Free truncated checks (Images available online)

• Overdraft Loan Protection (subject to credit approval)

• Free unlimited 24/7 Online Banking – including Bill Pay 

• Combined monthly statement

Personal Checking Account

• No monthly maintenance fee if qualifying balance is maintained

• Unlimited check writing

• Images are returned with monthly statement

• Free ATM Card

• Free Check Card – upon approval

• Overdraft Loan Protection (subject to credit approval)

• Free unlimited 24/7 Online Banking – including Bill Pay

• Combined monthly statement

NOW Account

• No monthly maintenance fee if qualifying balance is maintained

• Interest bearing – paid monthly (Please see Rates.)

• Unlimited check writing

• Images are returned with monthly statement

• Free ATM Card

• Free Check Card – upon approval

• Free unlimited 24/7 Online Banking – including Bill Pay

• Combined monthly statement

Super NOW Account

• No monthly maintenance fee if qualifying balance is maintained

• Interest bearing – paid monthly (Please see Rates.)

• Unlimited check writing

• Images are returned with monthly statement

• Free ATM Card

• Free Check Card – upon approval

• Free unlimited 24/7 Online Banking – including Bill Pay

• Combined monthly statement

Money Market Savers Account

• No monthly maintenance fee if qualifying balance is maintained

• Interest bearing – paid monthly (Please see Rates.)

• Images are returned with monthly statement

• Free unlimited 24/7 Online Banking – including Bill Pay

• Has transaction limitations

• Combined monthly statement

Savings Accounts

Statement Savings Account

• No quarterly maintenance fee if qualifying balance is maintained

• Interest bearing – paid quarterly (Please see Rates.)

• Free ATM Card

• Free unlimited 24/7 Online Banking

• Fees are waived for minors (18 years and under) and for seniors (50 years and over)

• Can be part of combined monthly statement to include customer’s checking, savings, Certificates of Deposit and loan accounts

Christmas Club Account

• No maintenance fees

• Interest bearing – paid annually (Please see Rates.)

• Free unlimited 24/7 Online Banking

• No withdrawals permitted before maturity

Certificates of Deposit

• Terms range from 31 days to 60 months

• Minimum balance requirement

• Competitive interest rates (Please see Rates.)

• Interest can be paid one of the following ways: compounded, transferred to another account or paid directly to you by check

• An early withdrawal penalty may be imposed for withdrawals before maturity

• Can be part of combined monthly statement to include customer’s checking, savings, Certificates of Deposit and loan accounts

IRAs

• 18 month Certificate

• Interest paid semi-annually (Please see Rates.)